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"Going ahead, the online film ticketing service providers are likely to see more varieties of innovative products and services," Chen explained.

"Further testing is needed before officially launching the Chinese CBDC, gaining inspiration from the Libra," said Yang.

"For example, generally Chinese consumers don't want to wait for too long," he said, adding that Chinese retail companies were more engaged with the consumer, and thus were able to provide better and faster service. "If you want to pay, you take your phone and use WeChat (the online payment portal) and you can finish your shopping in an hour."

"Great growth potential lies in consumption upgrades, as people's demand for services of a wider range and higher quality continuously rise," said Zhang, who is also a senior researcher at China Finance 40 Forum, a think tank.

"For the most part, everyone I've been talking to has a plan. But to quote Mike Tyson, 'Everybody has a plan until they get punched in the face,'" said Scott Schneider, a lawyer in Austin, Texas, and consultant on higher education.